{"id":63735,"date":"2026-08-15T16:12:51","date_gmt":"2026-08-15T22:12:51","guid":{"rendered":"https:\/\/www.callicottinsurance.com\/ms\/posts-news\/practical-guide-getting-through-long-power-outage\/"},"modified":"2026-08-15T16:12:51","modified_gmt":"2026-08-15T22:12:51","slug":"practical-guide-getting-through-long-power-outage","status":"publish","type":"post","link":"https:\/\/www.callicottinsurance.com\/ms\/posts-news\/practical-guide-getting-through-long-power-outage\/","title":{"rendered":"Ready for the Dark: A Practical Guide to Riding Out a Long Power Outage"},"content":{"rendered":"\n<div class=\"bpsc-article\"><p class=\"bpsc-lede\">The lights flicker, the refrigerator hum stops and the house goes quiet. Most outages are over before dinner, but storms, ice and heat waves can leave neighborhoods dark for days. A few simple preparations turn a long outage from a crisis into an inconvenience, and they also help protect your home from the kinds of damage that can follow a loss of power.<\/p><div class=\"bpsc-takeaways\"><p class=\"bpsc-takeaways__title\">Key Takeaways<\/p><ul><li>Plan for a multi-day outage, not just a few hours.<\/li><li>Grills, camp stoves and generators belong outdoors only because of carbon monoxide risk.<\/li><li>Keep fridge and freezer doors closed; check food temperatures before eating anything perishable.<\/li><li>When in doubt about tap water, use stored water or disinfect it first.<\/li><\/ul><\/div><h2>Start With a Realistic Outage Kit<\/h2><p>An outage kit does not need to be elaborate. It needs to be in one place, easy to find in the dark and stocked for more than one day. Keep it in a closet or bin that everyone in the household knows about.<\/p><ul class=\"bpsc-checklist\"><li>A flashlight or headlamp for each person, plus a battery lantern for shared spaces<\/li><li>Spare batteries in the sizes your devices use<\/li><li>A battery or hand-crank radio for news if cell service is spotty<\/li><li>Power banks kept charged for phones<\/li><li>Bottled water, roughly a gallon per person per day<\/li><li>Shelf-stable food that needs little or no cooking, and a manual can opener<\/li><li>Paper plates, utensils, hand sanitizer and wipes<\/li><li>A backup supply of medications and pet food<\/li><li>Cards, books and games to keep everyone occupied<\/li><\/ul><p>If anyone in your home depends on powered medical equipment, such as an oxygen concentrator or a refrigerated medication, build a specific plan. Ask the equipment supplier about battery backup options, and let your utility company know; many keep a list of medically vulnerable customers.<\/p><h2>Cooking Without the Kitchen<\/h2><p>A gas range can often be lit by hand with a match even when the electronic igniter will not work. Check your owner&#8217;s manual for the correct method first. Outside the house, a charcoal or propane grill or a camp stove can handle simple meals.<\/p><div class=\"bpsc-callout bpsc-callout--warning\"><p class=\"bpsc-callout__label\">Carbon Monoxide Warning<\/p><p>Never run a grill, camp stove, generator or gas-powered tool inside your home, garage or on an enclosed porch, even with the door open. Carbon monoxide is invisible and odorless and can build up to deadly levels quickly. Keep battery-powered CO alarms on every level of your home.<\/p><\/div><h2>Keeping Food Safe<\/h2><p>The single best thing you can do for your refrigerator during an outage is leave it closed. Every time a door opens, cold air escapes. Federal food-safety guidance generally holds that:<\/p><div class=\"bpsc-table-wrap\"><table class=\"bpsc-table\"><thead><tr><th>Appliance<\/th><th>Roughly how long food stays safe if unopened<\/th><\/tr><\/thead><tbody><tr><td>Refrigerator<\/td><td>About 4 hours<\/td><\/tr><tr><td>Full freezer<\/td><td>About 48 hours<\/td><\/tr><tr><td>Half-full freezer<\/td><td>About 24 hours<\/td><\/tr><\/tbody><\/table><\/div><p>Once power returns, use a food thermometer. Perishable items like meat, dairy, eggs and leftovers that have been above 40 degrees Fahrenheit for more than two hours should be thrown out. Do not rely on smell or appearance. Keeping a couple of appliance thermometers in your fridge and freezer year-round makes this check easy.<\/p><h2>Water: When to Trust the Tap<\/h2><p>Many homes keep normal water service during an outage, but if your community relies on electric pumps, or if officials issue a boil-water notice, treat the tap as unsafe for drinking. Homes on private wells will lose water entirely when the pump loses power. Filling a bathtub ahead of a predicted storm gives you water for flushing and cleaning.<\/p><p>If you need to make water safe to drink, bring it to a rolling boil for at least one minute. Without a way to boil, the EPA&#8217;s emergency guidance describes adding a small amount of regular, unscented household bleach (about 6 to 8 drops per gallon of clear water, or roughly double for cloudy water) and letting it stand at least 30 minutes before drinking.<\/p><h2>Staying Comfortable in Heat or Cold<\/h2><div class=\"bpsc-compare\"><div class=\"bpsc-compare__col\"><h4>Winter Outage<\/h4><ul><li>Dress in layers, including hats and socks indoors.<\/li><li>Close off unused rooms and gather in one space.<\/li><li>Cover windows with blankets or heavy curtains at night.<\/li><li>Open cabinet doors under sinks and let faucets drip to help prevent frozen pipes.<\/li><li>Use a fireplace or wood stove only if it has been maintained and the flue is clear.<\/li><\/ul><\/div><div class=\"bpsc-compare__col\"><h4>Summer Outage<\/h4><ul><li>Drink water regularly, even if you do not feel thirsty.<\/li><li>Stay on the lowest floor, where it is usually coolest.<\/li><li>Close blinds on sunny sides of the house.<\/li><li>Use battery-powered fans and cool, damp cloths.<\/li><li>Know where your local cooling center is if the heat becomes dangerous.<\/li><\/ul><\/div><\/div><h2>Generators: Helpful, With Rules<\/h2><p>A portable generator can run a refrigerator, a sump pump and a few lights, which can prevent a lot of spoiled food and water damage. Set it up well away from the house with the exhaust pointed away from windows and doors. Never plug a generator into a wall outlet; that practice, called backfeeding, can send power into the utility lines and endanger line workers. Use heavy-duty extension cords, or have an electrician install a proper transfer switch. Standby generators wired into the home are another option for households that lose power often.<\/p><h2>Where Insurance Fits In<\/h2><p>An outage itself is usually not something a homeowners policy pays for, but the damage that follows can be a different story. Frozen and burst pipes, power surges that fry electronics, and spoiled food are common questions after a long outage. Depending on your policy, some of these may be covered, partly covered or excluded. For example, some insurers offer optional coverage for food spoilage or for water that backs up through drains when a sump pump stops working. It is worth knowing what your policy says before the next storm, and Callicott Insurance Agency can help you sort through it.<\/p><div class=\"bpsc-faq\"><h2>Frequently Asked Questions<\/h2><details><summary>Should I unplug electronics during an outage?<\/summary><p>Yes, it is a good idea. Unplugging computers, TVs and other sensitive devices protects them from a surge when power returns. Leave one lamp on so you know when service is restored.<\/p><\/details><details><summary>Is it safe to use candles?<\/summary><p>Flashlights and battery lanterns are safer. If you use candles, never leave them unattended, keep them away from anything flammable and out of reach of children and pets.<\/p><\/details><details><summary>Does homeowners insurance cover spoiled food after a power outage?<\/summary><p>It depends on the policy and the cause of the outage. Some policies include limited food spoilage coverage or offer it as an add-on. Check with your agent for specifics.<\/p><\/details><\/div><div class=\"bpsc-cta\"><p class=\"bpsc-cta__title\">Know Your Coverage Before the Lights Go Out<\/p><p>Have questions about surge damage, frozen pipes or sump pump backup? Talk with Callicott Insurance Agency and get clear answers about your policy.<\/p><\/div><p class=\"bpsc-disclaimer\">This article is for general information only. Coverage varies by insurer, policy and state; review your own policy or talk with a licensed agent about your situation.<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>How to prepare for a multi-day power outage, keep food and water safe, stay comfortable and avoid carbon monoxide and generator hazards.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ocean_front_end_style_editor":"no","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","omw_enable_modal_window":"enable","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[9],"tags":[1691,1692,1693,1523,1690],"class_list":["post-63735","post","type-post","status-publish","format-standard","hentry","category-posts-news","tag-emergency-kit","tag-food-safety","tag-generators","tag-home-safety","tag-power-outage","entry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - 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